We know that patients pay big bucks for their health insurance (and will be paying more very soon), so patients want to use it. Usually, the first question we field is: "Are you in-network with my insurance?" For this reason, we accept and bill insurance (both in and out-of-network) for patients.
However, this is the last thing you should be asking about when you call a Colorado Springs Chiropractic Dr. Why would you let your insurance benefits or company direct what care is best for you? What you should care about most is whether this doctor can successfully address your issue, and whether you can have a healthy working relationship with your doctor.
When it comes to our health, we should all care most about results, because after all what is the cost of back surgery, drop foot, stabbing nerve pain, etc.? If you had stabbing nerve pain that prevented you from working, would you care about the cost of your care over the results of your care?
Check out this Medicare quote:
"Care that seeks to prevent disease, promote health, and prolong and enhance the quality of life, is not considered medically necessary.” Medicare (HCH 2251.3)
This philosophy tends to prevail in the insurance, managed care model. Plus, many in-network providers are closed networks, meaning that the best providers are likely excluded from being in-network, and are not allowed.
Bottomline: Don't let your insurance benefits direct your health care choices. This may cost you way, way more in the long run.
We have a laser commercial that goes out on television stations in Colorado Springs. Many of the callers ask "Is this service covered by my Medicare [or insert any insurance company]?"
The answer is, "Yes, some insurance companies have paid for Class IV laser therapy but many don't."
The problem is that this question often comes from someone who has been out of work for two years due to their pain.
We understand that money is an issue, but being out of work is costing $10,000s every year. It really should be the last question. The first question should be, "Can this service help me get my life back?"
Laser currently costs $30/visit, but even if it cost $5000, wouldn't it be worth it, if it helped your problem? Don't let insurance direct your care. Let results direct your care.
If you are hunting for a Colorado Springs Chiropractor Dr,, we are happy to set up a free consultation with your doctor of choice at the clinic to get all your questions answered.